Pensionera is a start up working with investment and insurance broking. We are digitizing an otherwise paper-based branch and using technology to help people better invest their pension money. By using a subscription, similarly to services like Netflix and Spotify instead of focusing on kickbacks, we can change how the pension market of today works. We take pride in being completely objective in our advice, with no incentives to recommend certain investments to our customers - we will get the same payment whether you select a governmental index fund, or a high-risk mutual fund.